Saturday, May 30, 2020

Home Safety

An important step in preventing home burglary and other crimes is to make sure that a residence is as secure as possible.  A careful inspection can indicate features which would make entry easy—or difficult—for a prospective burglar.  Chances are good that home security can be improved.  Take a hard look at entry points in your residence and determine what steps can reduce vulnerability.  A security inspection begins at the front door and goes on to include side and rear doors, windows, locks, lights, and landscaping.  We urge you to take the necessary steps to make your own residence safer.

Home Security Check List

In the event of a burglary or other accident, your homeowner's insurance will probably give you money to repurchase your material belongings (for more information on what kind of home insurance is best, read Types of Homeowner's Insurance). In order to get a dime, though, you have to record your valuable belongings before the event, and your home insurance agent must have record.

The best time to take a home inventory is right when you move in. It's much easier when all of your belongings are out and in your thoughts rather than later when they are stuffed away into closets.

Ways to Take a Home Inventory
There are a number of ways you can go about taking a home inventory. Pick whatever suits you. Here are a few options:

Photo inventory:
Grab a camera and start taking pictures of your home and your belongings. Be thorough and pay attention to details such as hardware and fixtures as well as your belongings.

Video inventory:
It seems like every family has a video guru these days. Put him or her to work recording the details around your home. Take advantage of the voice option to add commentary about the items such as the price and where they were purchased.

Written inventory:
Ask your insurance company for a inventory booklet, then go through your house and document everything thoroughly. Note price and where you bought the item.